Jonathan D. Herbruck, CFP®
Jonathan began his career in the financial services business in 1989. Prior to founding Grand River Capital, Jonathan worked at the successful benefits consulting firm his father co-founded, where he specialized in financial planning, life insurance, and investment management. It was here that Jonathan learned the importance and value of the financial planning process. In addition to running a successful wealth management firm that focuses on building, managing and preserving clients’ assets, Jonathan has led workshops for employers and national conferences throughout the country.
Timothy R. Haber, CLU®, ChFC®
Tim started his business career on the West Coast after graduating from the University of Wisconsin. After working in sales for an office and business systems manufacturer for a number of years, Tim returned to Cleveland to enter the insurance and financial services business. He earned the Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant® (ChFC®) designations, and completed advanced studies in the areas of Employee Benefits, Business Tax Planning, and Estate Planning. He has taught Business Insurance at the college level. Active in his industry, Tim served as President of the local Society of Financial Service Professionals chapter and is a member of the National Association of Insurance and Financial Advisors (NAIFA), and Estate Planning Council. Tim currently resides in Shaker Heights.
James D. Yurman & Associates, Inc.
Jim provides custom designed consulting services to individual physicians as well as physician group practices and medical institutions. With dramatic frequency legislative and economic changes have reinforced the notion that specialization is the order of the day – both in medicine and in finance. Through their many years of training, physicians have specialized in the medical needs of their patients. So also, since 1962 James D. Yurman & Associates, Inc. has served the specialized needs of physicians around the country. In 1997, Jim affiliated with Grand River Capital to offer additional services to his clients. More Info For Physicians
Mark A. Kalmeyer
Mark began his career in the financial services business in 2008 as a advisor at Grand River Capital. Prior years Mark worked at a successful Environmental Testing Lab. It was there that Mark learned the importance and value of a disciplined approach to processes similar to the financial services business dealing with the EPA. In addition to running a team of 40 employees Mark was able to focuses on building, managing and preserving clients relationships.
Strategic Alliance Partners
Tyler Denholm, CFA
Tyler Denholm is the Vice President of Investment Management and Research for our partner, Valmark Financial Group. His primary responsibility includes overseeing the investment management process and conducting research for TOPS®, TOPS® Strategic Allocation Portfolios and TOPS® Variable Insurance Trust. Specifically, he is responsible for portfolio design and portfolio management. Mr. Denholm regularly analyzes the TOPS® Portfolios and is heavily involved in the day-to-day operations of portfolio management. He also helps analyze our prospective portfolios, and we work directly with Tyler to determine which of the various Wealth Solutions would be the best fit for our clients. He earned his BSBA in Finance and Real Estate from the University of Akron, graduating Summa Cum Laude. In addition to his Series 7 and 24 registrations, Mr. Denholm is a Chartered Financial Analyst (CFA®).
Judson Forner, CFP, CRPC
Judson Forner is the Vice President of Investment Operations for our partner, Valmark Financial Group. In his role, he leads the teams directly responsible for processing all investment-related business submitted through Valmark. This includes the handling of paperwork and electronic submissions, principal review and vendor services. In addition, he oversees the trading team, manages relations with Valmark’s custodial platforms, and participates on Valmark’s Product committee. Mr. Forner has presented on topics such as Money Management, Financial Planning and Annuities at Valmark Member Summit and Member Staff Summit conferences, as well as higher education institutions, such as Ursuline College and The Ohio State University. He has also been quoted in industry publications, including Barron’s, Bloomberg, CNBC, Financial Advisor Magazine, and Investment News. In addition to his Series 6, 7, 24, 53 and 66 registrations and his Ohio Life, Health and Variable licenses, Mr. Forner earned a BSBA in Finance from The Ohio State University. He is also a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and a Chartered Retirement Planning Counselor℠ (CRPC®).
Chris Finefrock, MBA, CFP
Chris Finefrock is the Senior Vice President of Financial Planning and Investments for our partner, Valmark Financial Group. In his role, he oversees and is a resource for the team responsible for all aspects of design and implementation of various brokerage, insurance and advisory solutions intended to assist investors with risk management and reaching their accumulation and/or distribution goals. He also oversees the practice management and financial technology area which assesses third-party vendor technology and assists Member Firms in the selection and implementation of processes within their practice. Lastly, he oversees the investment operations division including data processing, books and records retention, principal review and custodial platform relationships. In addition to his Series 7, 24 and 66 registrations and his Ohio Life, Health and Variable licenses, Mr. Finefrock holds a BSBA in Financial Services and an MBA in Finance from the University of Akron. He is also a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional.
Caleb Nitz, CFP
Caleb Nitz is the Vice President of Business Development for our partner, Valmark Financial Group. His primary responsibility includes developing and coordinating strategic plans to successfully transition a new member firm to Valmark. He also works to develop business with existing Member Firms, and acts as a relationship manager with leadership of product manufacturers. Previously, Mr. Nitz led Valmark’s Insurance Marketing team, enhancing Member Firm services and delivering on key insurance offerings such as Life Assurance 360™. Mr. Nitz earned his BSBA in Finance and Financial Planning, with a Minor in Business Entrepreneurship, from The University of Akron, graduating Magna Cum Laude. He is also a graduate of the Focus Leadership Institute and a member of the Association of Advanced Life Underwriting (AALU). Mr. Nitz also holds Series 7, 24 and 66 registrations, Ohio Life, Health and Variable Insurance licenses, and is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional.
Michael McClary, MBA
Michael McClary is the Chief Investment Officer of both Valmark Advisers, Inc. and Valmark Financial Group. His primary responsibility is coordinating all investment management solutions for Valmark Advisers, Valmark Wealth Solutions and Valmark Institutional, including TOPS®, TOPS® Strategic Allocation Portfolios, TOPS® Managed Risk ETF Portfolios, Valmark ACCESS™ and ACCESS™ Plus solutions. He is a nationally recognized expert in institutional portfolio management and RIA companies. He has more than 14 years of senior-level experience in financial management. Mr. McClary was named by EFTReport as one of “10 Rising Stars” in 2012 and one of “10 All Stars” in 2014. He is nationally recognized as one of the first three members of the IMN/Research Magazine “ETF Advisors Hall of Fame” in 2007 and is regularly published on ETF.com. In addition, he has collaborated with the Wall Street Journal, Kiplinger’s, Financial Advisor and Research Magazine on ETF-related topics and has been a featured speaker for organizations such as the S&P and the Financial Planning Association (FPA). Mr. McClary holds Series 7, 24 and 66 registrations, is a member of the Cleveland Society of Chartered Financial Analysts and is a Registered Investment Advisor. He earned an MBA in Financial Management and a Bachelor’s degree in Finance and Financial Services from The University of Akron, graduating Magna Cum Laude.